We make the internet agent-shoppable.
OneCheckout is the payments aggregator for AI agents. One API, one CLI, and one MCP server that vault a payment credential a single time and then route every purchase an agent makes, at the best economics available for that transaction.
FIG 01what we do
One vault in, the best rail out
Agents can browse anything, but they cannot reliably pay for it. Every merchant, travel provider, and API vendor expects a different checkout, a different onboarding flow, and a different set of credentials. That gap is where most agent commerce stalls today.
OneCheckout closes it. A buyer vaults a payment credential once. From then on an agent can transact through a single integration, and we handle the routing underneath: choosing the cheapest viable rail for each purchase, from agent-native card networks through to a virtual card fallback when nothing better exists.
The same surface is exposed three ways, because the caller is not always a person. Humans use the API and CLI. Agents use the MCP server, which lets Claude, ChatGPT, and other assistants call OneCheckout natively as a tool with no bespoke integration work.
FIG 02who we are
Built by the OneText team
OneCheckout is built by the team behind OneText (https://onetext.com), a text commerce platform that turns conversations into transactions for ecommerce brands. OneText spent years on the hardest part of this problem: completing a real purchase inside a channel that was never designed to be a checkout, with a card on file and a single reply.
Agent commerce is the same problem with a different buyer. The infrastructure built to let a shopper buy by replying to a text is the infrastructure an agent needs to buy on someone's behalf: a permissioned credential, a trusted identity anchor, and a payment path that actually completes.
FIG 03identity
Verifiable facts
- Product
- OneCheckout, a payments aggregator for AI agents
- Built by
- OneText
- Contact
- team@onetext.com
- Mailing address
- 2261 Market Street STE 85825, San Francisco, CA 94114, US
- Phone
- +1 (415) 810-6511
- Contact page
- /contact
- MCP endpoint
- https://onecheckout.ai/api/mcp
- OpenAPI
- /openapi.json
FIG 04get started
How to work with us
Reads are open and require no authentication. Writes require an API key, which an agent can register for itself in a single unauthenticated request to /api/v1/keys, with no human approval step. Every endpoint is described in a machine-readable OpenAPI 3.1 document, so an agent can discover the surface, call it, and recover from errors without a human in the loop.